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Coronavirus - Help us to help you

We have temporarily reduced our opening hours. From Monday 8 June our Principal Office will be open Monday to Friday, 9am to 6pm and closed on Saturdays. Please be patient with us while we work hard to minimise the impact of COVID-19 on our services. We apologise for any inconvenience this may cause.

Due to unprecedented demand we are extremely busy at the moment and our service levels may be longer than normal.  We apologise for any inconvenience this may cause.

Key Temporary Criteria

  • We are now accepting new build applications up to 70% LTV (60% for flats)
  • We have temporarily withdrawn all shared ownership products
  • We will consider furloughed applicants by referral only. Please contact us to discuss with full details of the circumstances before submitting an application
  • We are conducting desktop valuations on all applications that meet our AVM criteria. Applications that don’t meet the relevant criteria will be progressed as far as possible and subject to a physical valuation before a binding offer can be issued. We are now instructing physical valuations in England & Wales


Thank you for your patience
MBS Lending



These guidelines have been produced as an easy guide on how we will deal with your complaint, in the event that our service falls short of your expectations.

  • We will try to ensure we resolve all our complaints by the close of business on the business day following receipt of the complaint by you.  If the complaint is resolved by the close of the third business day, we will issue you with a Summary Resolution Communication.
  • If this is not possible then we will ensure that we send you an acknowledgement letter within 5 business days of your complaint being received.  This will set out the name of the person dealing with the complaint.
  • In most cases you will receive a response within 4 weeks of us initially receiving your complaint. However, in the unlikely event that we are unable to provide a response within 4 weeks, we will write to you with an update, explaining the reasons for the delay, along with details of when you can expect to receive our response.
  • By the end of eight weeks after receipt of your complaint we will send you our Final Response. If we have not been able to provide our Final Response in this time we will tell you our reasons for the further delay and indicate to you when we are able to do this. At this stage you can refer the complaint to the Financial Ombudsman Service if you are either dissatisfied with our Final Response or with the further delay. Details of the Financial Ombudsman Service will be sent to you at this stage. If we have not been able to resolve the complaint we will ask you at this stage if you would be happy to extend the period by which we can resolve the complaint before you decide to refer the matter to the Financial Ombudsman Service.
  • When you receive the Final Response from us and if you are not satisfied then you should ensure that you refer the complaint to the Financial Ombudsman Service within 6 months from the date when the Final Response is sent to you by us.If you do not refer your complaint in time, the Ombudsman will not have our permission to consider your complaint and so will only be able to do so in very limited circumstances.  For example, if the Ombudsman believes that the delay was as a result of exceptional circumstances.It is our aim to ensure that all complaints are dealt with speedily and at the earliest stage.
  • A complaint can be made to us verbally or in writing.  To make a verbal complaint you can call us on 01664 414141.  You can write to us at Principal Office, Mutual House, Leicester Road, Melton Mowbray, Leicestershire LE13 0DB or email mbslenquiries@mbsl.co.uk.

It is important to remember that you will need to complete our Internal Complaints Procedure before the Ombudsman will review your concerns. However, we believe that we should be able to resolve any issues without reference to a third party. To contact the Financial Ombudsman Service phone: 0300 123 9123 or 0800 023 4567 or email: complaint.info@financial-ombudsman.org.uk.

For further information please visit www.financial-ombudsman.org.uk.
Financial Ombudsman Service

MBS Lending Limited is authorised and regulated by the Financial Conduct Authority. MBS Lending Limited is registered on the Financial Services Register under number 460654.

Registered address: Mutual House, Leicester Road, Melton Mowbray, Leicestershire, LE13 0DB. MBS Lending Limited is a company registered in England under Company Number 6007144. MBS Lending Limited is a subsidiary of Melton Mowbray Building Society.

Get In Touch

Call one of our friendly advisors on 01664 414141.
Opening hours 9.00am - 6.00pm Monday to Friday, 9.00am - 12.00pm Saturday

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