Welcome to MBS Lending
A lending division of the Melton Group
At MBS Lending (MBSL) we understand that not all mortgage applications are straightforward. We consider a wide range of client profiles, so if your client has had difficulty in securing mortgage finance due to adverse credit history, we may be able to help.
MBSL is a responsible lender utilising a full affordability process to assess your client’s ability to repay a mortgage. We work with the intermediary market through our association with brokers nationwide to help people buy their own homes.
We have a range of mortgage products to help your client repair their credit history which may show evidence of:
- Missed payments
- IVA or debt management
- No minimum income required
- First time buyers considered
- New build flats considered
- Debt management plans considered with minimum 6 months satisfactory conduct
- Gifted deposits from family considered